Home Equity Line of Credit

First PREMIER Bank

Put Your Home Equity to Work for You

A Home Equity Line of Credit is a great option when it’s time to make home improvements or fund larger purchases.

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Home Equity Credit Line

  • Revolving line of credit
  • Secured by your mortgage
  • Variable interest rate1 
  • Available for use as overdraft protection2 for your First PREMIER Bank checking account
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  • Gain quick access to the money you need
  • Pay for improvements that boost the value of your home 
  • Fund large purchases with competitive interest rates
  • Payment of principal and interest or interest only  
  • Potential tax benefits for home equity credit lines3

Get Started!

Speak to a First PREMIER Personal Banker to discuss your needs.

More Loans & Credit Lines

First PREMIER Bank has competitive rates on loans of all sizes. Use a personal loan to help fund the purchase of a car, new toy, vacation or larger purchase. Consolidate debt and pay bills. Our personal loans come with flexible payment plans and terms that can meet your needs.

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Advance Access Line of Credit

For individuals who desire ready access to extra cash, a credit line up to $100,000.

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Easy Access Credit Line

Need a smaller line of credit? This basic, revolving line of credit gives you ready access to the cash you need.

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{1} The Annual Percentage Rate may change.

{2} When you overdraw your checking account, advances will be made in $300 increments. A $12 Overdraft Protection Fee will be assessed to your checking account for each automatic transfer from a First PREMIER Bank line of credit to cover an overdraft. This fee does not apply to any manual transfer such as by phone, in person or online.

{3} Please consult your tax advisor.