Ag Banking

First PREMIER Bank

For Every Season of Your Operation

With the ups and downs of the ag economy, it’s nice to have one of the nation’s strongest community banks by your side. With deep roots in South Dakota, First PREMIER Bank offers home-grown expertise and local decision-making. We’re committed to helping you find the right financial solution to protect, grow or transition your farm or livestock operation.

farmer and banker shaking hands

Ag Loans & Credit Lines

Our Ag Lenders can tailor a lending solution that’s right for you and your operation.

  • Flexible operating lines of credit
  • Ag Real Estate loans
  • Equipment and livestock loans
  • Term and installment loans
farmer and banker shaking hands

Succession Planning & Trust Services

First PREMIER Bank can help you protect your assets and manage the transition of your operation to the next generation. Our Trust professionals manage $7.5 billion in trust assets and will work collaboratively with attorneys, accountants and other advisory staff to help establish transition plans that keep your best interest at heart.

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banker talking to two farmers

Protect Your Investment

We are deeply rooted in the state and can help you weather the ups and downs and circumstances often out of your control.

  • Multi-Peril Crop Insurance: Federally subsidized coverage for a variety of crop losses (drought, excessive moisture, freeze, etc.). Cover a percentage of your crops based on historic yield

  • Crop-Hail Insurance: Acre-by-acre coverage. May also cover damage caused by lightning, fire and severe wind
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farmer sitting in the back of truck

Flexible Ag Banking

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Banking for Your Operation

Agribusiness Solutions

For larger operations, we offer a full range of business financial tools to help you maximize cash flow and manage receivables and accounts payable.

Employee Benefits

First PREMIER Bank can assist with your agribusiness employee benefits like 401(k), IRA, group retirement, profit sharing and stock ownership plans.

Why Bank with First PREMIER?

We serve our local, regional and national clients with pride and personal customer care. We are active supporters of more than 700 charities and non-profits and our associates give an average of 30,000 volunteer hours annually.

Our secure Online and Mobile Banking gives you 24/7 access over your accounts with multi-tiered security and administrative control. Enjoy great features including eStatements, Bill Pay, account alerts & notifications, debit card lock and unlock, administrative controls and more! Our Debit Mastercard® and Business Rewards Mastercard® credit cards also work with mobile wallet technology. Best of all, First PREMIER Business Online and Mobile Banking are FREE of charge to First PREMIER Banking customers.

First PREMIER is the 11th largest ACH Originating Bank in the USA and the 14th largest issuer of Mastercard® in the country. We are also honored to have served as the bank for the State of South Dakota since 1999, as well as the bank for the City of Sioux Falls since 2004.

As a debt-free, privately owned $3 billion bank, First PREMIER is one of the strongest capitalized banks in the country. We are consistently ranked as a top-performing bank for asset size. Most recently we were named by S&P as the nation’s Best Performing Large Community Bank.

Our bankers take the time to learn about you. Once they understand your business goals, they will help you find the banking products and financial solutions that fit your needs today, and support you as your business grows.

First PREMIER Ag Bankers have extensive experience with the agricultural industry. Deeply rooted in South Dakota, we understand the challenges producers face and can recommend the right mix of banking, insurance, lending and investment support to help you grow and protect your assets. Speak to an Ag Banker for more information.

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Insurance Products are | Not FDIC insured | May lose value | Not financial institution guaranteed | Not a deposit | Not insured by any federal government agency

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