Student Loans
College Education Funding
Funding your college education is an important step toward a brighter future. If you are interested in a cosigned or non-cosigned student loan, Ascent can help provide a solution that is right for you – with NO application fees, no origination fees and no prepayment fees!
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Undergraduate Benefits with Ascent
- Affordable rates starting at 6.15% APR*
- 1% cash back, plus 0.25% - 1.00% discount for automatic debit payments**
- Non-cosigned option for based on future income for eligible juniors and seniors
- Flexible plans: Start paying up to nine months after leaving school
- Cover up to 100% of your tuition and eligible living expenses
*Ascent's undergraduate and graduate student loans are funded by Bank of Lake Mills or DR Bank, each Member FDIC. Loan products may not be available in certain jurisdictions. Certain restrictions, limitations; and terms and conditions may apply. For Ascent Terms and Conditions please visit: AscentFunding.com/Ts&Cs.
Rates are effective as of 10/1/2023 and reflect an automatic payment discount of either 0.25% (for credit-based loans) OR 1.00% (for undergraduate outcomes-based loans). Automatic Payment Discount is available if the borrower is enrolled in automatic payments from their personal checking account and the amount is successfully withdrawn from the authorized bank account each month. For Ascent rates and repayment examples please visit: AscentFunding.com/Rates
**1% Cash Bank Graduation Reward subject to terms and conditions. Cosigned Credit-Based Loan student must meet certain minimum credit criteria. The minimum score required is subject to change and may depend on the credit score of your cosigner. Lowest APRs require interest-only payments, the shortest loan term, and a cosigner, and are only available to our most creditworthy applicants and cosigners with the highest average credit scores.
Four Simple Steps
- Complete your application online
- Upload your documents
- Select your loan offer
- Receive your money (if approved and certified)
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Graduate Loan Options with Ascent
- Variable or Fixed APR
- Maximum In-School period of 36 months; 48 months for Medical and Dental course options
- Available for Business (MBA); Medical (MD, DO, DVM, VMD, DPM); Dental (DMD, DDS); Law (JD, LLM); Graduate (MA, MS, PhD); Health Professionals (Allied Health, Nursing, Pharmacy)
- Flexible plans: Start paying up to nine months after leaving school, 12 months for Dental students and 36 months for Medical students
*Ascent's undergraduate and graduate student loans are funded by Bank of Lake Mills or DR Bank, each Member FDIC. Loan products may not be available in certain jurisdictions. Certain restrictions, limitations; and terms and conditions may apply. For Ascent Terms and Conditions please visit: AscentFunding.com/Ts&Cs.
Rates are effective as of 10/1/2023 and reflect an automatic payment discount of either 0.25% (for credit-based loans) OR 1.00% (for undergraduate outcomes-based loans). Automatic Payment Discount is available if the borrower is enrolled in automatic payments from their personal checking account and the amount is successfully withdrawn from the authorized bank account each month. For Ascent rates and repayment examples please visit: AscentFunding.com/Rates.
**1% Cash Bank Graduation Reward subject to terms and conditions. Cosigned Credit-Based Loan student must meet certain minimum credit criteria. The minimum score required is subject to change and may depend on the credit score of your cosigner. Lowest APRs require interest-only payments, the shortest loan term, and a cosigner, and are only available to our most creditworthy applicants and cosigners with the highest average credit scores.
Contact a Lending Specialist
To visit with an Ascent lending specialist, simply call 877-216-0876 or visit their website at the link below.
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About Ascent
Ascent – Loans that power bright futures
Ascent is recognized as one of the nation’s leading private student loan providers for cosigned and non-cosigned loans. Ascent is not owned or operated by First PREMIER Bank, an FDIC-insured institution.
Ascent program loans are originated by Bank of Lake Mills or DR Bank, each Member FDIC. For eligible juniors, seniors and graduate students without a cosigner, Ascent utilizes broad credit tiers and may consider creditworthiness, school, graduation date, major, cost of attendance and other factors. Ascent encourages transparency and financial wellness by incorporating financial literacy into the application process, preserving the notion that an education is an investment where students and families should understand the return on their investment relative to the cost. Ascent also offers benefits and resources that set students and families up for financial success.
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Financial Foundations
Our interactive module will help you understand key financial concepts and make better money management decisions.
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For Students & Parents
Stay connected, monitor spending and easily transfer money between linked accounts.
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