
Flexible personal checking accounts with FREE Online and Mobile Banking, Bill Pay, eStatements, Mobile Deposit and more.
Learn MoreOur FREE+ Checking account comes with no hidden surprises, hassles or monthly maintenance fees.
Maintain a total monthly deposit relationship of $15,000 and gain benefits like free checks, reward rates on CDs and more.
This secure and easy payment method gives you access to 37,000+ surcharge-free ATMs nationwide.
Ensure your personal checking account has sufficient funds to cover payments and purchases.
Learn how First PREMIER protects you and how to protect yourself from security breaches and fraud.
First PREMIER Online and Mobile Banking are FREE and feature-rich, giving you 24/7 access and control over your accounts.
Learn MoreAnalyze spending patterns, plan a budget and more with these free tools.
Easily and securely transfer funds from your account to someone else using online and mobile banking.
Use our online and mobile banking Credit Score tool to help you make informed financial decisions.
Keep ready cash on hand with an array of savings options from First PREMIER Bank.
Learn MoreThe PREMIER Kids Club Savings account helps kids 12 and under learn the value of saving early.
Planning a large purchase or consolidating debt? We have competitive rates on personal loans and flexible lines of credit!
Learn MoreCompetitive rates on personal, auto, home improvement, debt consolidation loans and more.
Enjoy flexible, easy access to cash when you need it most. Select from several, flexible options.
Get extra purchasing power and cash when you need it with a basic, revolving line of credit.
Fund home improvements, consolidate debt or other expenses with this secured line of credit.
For higher income individuals, extra spending flexibility and payment options you’ll love.
When it comes to making your loan payment you have several free and easy options.
Competitive rates for home mortgages, construction loans, refinancing and more.
Learn MoreApply for a mortgage online today and receive fast processing, online status reporting and personal support.
Competitive mortgage rates with online application, fast processing, local decisioning and personal support.
Leverage your home equity to help fund home projects, gain more favorable rate and terms or consolidate debt.
First PREMIER Bank specializes in jumbo loans with competitive mortgage rates and fees.
Simple-to-complex investing, financial and retirement planning and investment management for investors at any life stage.
Learn MorePrivate banking, hands-on financial and investment planning, portfolio management, estate planning and personal trust services.
Learn MoreProtect your assets and provide for the people and causes you care most about with an estate plan or personal trust.
Learn about the unique opportunities and benefits realized by establishing your trust in the state of South Dakota.
Explore our unique offerings for students and parents. From college checking accounts to paid internships and scholarships.
Learn MoreShow your love for Dakota State University and give back to the university’s foundation with a First PREMIER Bank DSU Debit Mastercard.
Undergraduate and Graduate Student Loan options through our partner, Ascent. No application fee and flexible repayment options.
Saving for something specific or just looking to maximize your rate of return? First PREMIER Bank has an array of term options and can help you lock in a great rate on a CD today.
APPLY NOWDecember 1, 2023
CD Term | 7 Months2,5 |
Minimum Opening Deposit | $10,000.00 |
Interest Rate | 5.12% |
Annual Percentage Yield | 5.17% |
CD Term | 17 Months2,6 |
Minimum Opening Deposit | $10,000.00 |
Interest Rate | 4.85% |
Annual Percentage Yield | 4.87% |
CD Term | 30 Days to < 6 Months2 |
Minimum Opening Deposit | $500.00 |
Interest Rate | 4.30% |
APY | 4.39% |
CD Term | 6 to < 12 Months2 |
Minimum Opening Deposit | $500.00 |
Interest Rate | 4.30% |
APY | 4.35% |
CD Term | 12 to < 24 Months2 |
Minimum Opening Deposit | $500.00 |
Interest Rate | 4.25% |
APY | 4.25% |
CD Term | 24 to < 36 Months2 |
Minimum Opening Deposit | $500.00 |
Interest Rate | 4.10% |
APY | 4.10% |
CD Term | 36 to < 48 Months2 |
Minimum Opening Deposit | $500.00 |
Interest Rate | 3.85% |
APY | 3.85% |
CD Term | 48 to < 60 Months2 |
Minimum Opening Deposit | $500.00 |
Interest Rate | 3.70% |
APY | 3.70% |
CD Term | 60 to < 72 Months2 |
Minimum Opening Deposit | $500.00 |
Interest Rate | 3.55% |
APY | 3.55% |
CD Term | 30 Days to < 6 Months2,3 |
Minimum Opening Deposit | $500.00 |
Interest Rate | 4.70% |
APY | 4.80% |
CD Term | 6 to < 12 Months2,3 |
Minimum Opening Deposit | $500.00 |
Interest Rate | 4.70% |
APY | 4.76% |
CD Term | 12 to < 24 Months2,3 |
Minimum Opening Deposit | $500.00 |
Interest Rate | 4.65% |
APY | 4.65% |
CD Term | 24 to < 36 Months2,3 |
Minimum Opening Deposit | $500.00 |
Interest Rate | 4.50% |
APY | 4.50% |
CD Term | 36 to < 48 Months2,3 |
Minimum Opening Deposit | $500.00 |
Interest Rate | 4.25% |
APY | 4.25% |
CD Term | 48 to < 60 Months2,3 |
Minimum Opening Deposit | $500.00 |
Interest Rate | 4.10% |
APY | 4.10% |
CD Term | 60 to < 72 Months2,3 |
Minimum Opening Deposit | $500.00 |
Interest Rate | 3.95% |
APY | 3.95% |
2A penalty may be imposed for early withdrawal
3Must have a Reward Checking Account to be eligible for these rates
5After seven months, this will automatically renew into the 7-month CD special rate when available.
6After seventeen months, this will automatically renew into the 17-month CD special rate when available.
Fees could reduce the earnings on the account
Interest Rates and Annual Percentage Yields are current as of December 1, 2023
For current rate information, call (605) 357-3000
Member
FDIC
Save money while earning more on higher balance savings accounts. The higher your balance, the better your interest rate. Open an account today with a minimum deposit of $500 and watch your money grow.
Ensure funds are in place to cover transactions. Use your savings account as overdraft protection1.
{1} A penalty may be imposed for early withdrawal.
{2} A larger minimum deposit may be required for special CD offers.
Member FDIC | Equal Housing Lender