Building a House

First PREMIER Bank

Let's Make Your New Home Happen

Building a home can get complicated, so at First PREMIER Bank we work hard to make home construction financing as easy as possible. Our team works with you during every step of your construction and permanent home financing.

couple looking at house plans in a field

How It Works

  • You will need a short-term construction loan to cover costs like the purchase of your lot, labor and building materials.
  • It's helpful if you have the purchase price of the land, house plans and bids from your contractor.
  • Once your loan is approved, you can begin construction. You will only be required to pay interest payments on your construction loan.
  • Once your home is nearly complete, your construction loan can be refinanced into a permanent conventional 15 to 30-year home loan.

Why First PREMIER For Your Construction Loan

  • Our team works with you during every step of your construction and permanent home financing
  • We offer streamline processing and build your construction and permanent financing loans at the same time
  • All our lending decisions are made locally
  • We're committed to providing personal, responsive service throughout
  • First PREMIER Bank is highly capitalized and considered one of the strongest community banks in the nation
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3-2-1 Buydown Loan

With a temporary buydown mortgage, homebuyers can pay a lower interest rate for the first few years of a home loan.

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Calculate Your Payment

Estimate your payment with our library of online mortgage calculators and financial tools.

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Get Home Faster

Our Commitment to You

  • Keep your interests at heart
  • Provide responsive, personal service
  • Clearly explain the process and timeline
  • Disclose fees in a forthright manner
  • Ensure speed and efficiency from application to closure
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First PREMIER Bank