Savings & CDs
PREMIER Money Market
Get a higher rate of return on your higher balance savings, with tiered interest.
Certificates of Deposit
Competitive rates, low opening balance and an array of terms to meet your needs.
PREMIER Money Market
Earn a tiered interest rate on higher balances and maintain access to your money whenever you need it.
- The higher your balance, the higher the interest
- FREE Online and Mobile Banking, Bill Pay1 and more
- Use as overdraft protection for First PREMIER Checking1
- Access to 37,000+ surcharge-free MoneyPass® ATMs
- Opening minimum deposit of $500
- No minimum monthly balance
Additional Options
Regular Savings
Start your savings nest egg, use your account for overdraft protection1 and enjoy free Online and Mobile Banking.
Certificates of Deposit
Lock in a great rate without locking down your money long-term. We have competitive rates and an array of term options.
Learn More
Specialized Savings
PREMIER Kids Club Savings
Teaching children the value of saving early can help support their future financial success. Start your child’s savings story today!
Frequently Asked Questions
Is there a minimum opening deposit to open a savings account?
There is a $50 minimum opening deposit for most of our personal accounts.
Is there a limit on withdrawals I can make from my savings account?
Savings withdrawals are generally limited to six per month. You may make an unlimited number of withdrawals when made in person, by mail or at an automated teller machine (ATM). If the monthly withdrawal limit is exceeded, a fee of $1 for each excess withdrawal will be assessed.
How can I open a Regular Savings Account?
If you are a resident of South Dakota, Iowa, Nebraska or Minnesota, you can open an account online. Otherwise you can visit one of our convenient First PREMIER Bank locations.
Credit Score and More
Credit Score gives you free access in Online and Mobile banking to your score, credit report and a personalized action plan.
Disclosure
{1} Savings withdrawals are generally limited to six per month. You may make an unlimited number of withdrawals when made in person, by mail or at an automated teller machine (ATM). If the monthly withdrawal limit is exceeded, a fee of $1 for each excess withdrawal will be assessed. Fees can reduce earnings on the account.
