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Checking
Personal Checking
Flexible personal checking accounts with FREE Online and Mobile Banking, Bill Pay, eStatements, Mobile Deposit and more.
Learn MoreOur FREE+ Checking account comes with no hidden surprises, hassles or monthly maintenance fees.
Maintain a total monthly deposit relationship of $15,000 and gain benefits like free checks, reward rates on CDs and more.
This secure and easy payment method gives you access to 37,000+ surcharge-free ATMs nationwide.
Ensure your personal checking account has sufficient funds to cover payments and purchases.
Learn how First PREMIER protects you and how to protect yourself from security breaches and fraud.
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Online & Mobile
Online & Mobile
First PREMIER Online and Mobile Banking are FREE and feature-rich, giving you 24/7 access and control over your accounts.
Learn MoreAnalyze spending patterns, plan a budget and more with these free tools.
Easily and securely transfer funds from your account to someone else using online and mobile banking.
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Savings & CDs
Savings & CDs
Keep ready cash on hand with an array of savings options from First PREMIER Bank.
Learn MoreThe PREMIER Kids Club Savings account helps kids 12 and under learn the value of saving early.
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Loans & Credit Lines
Loans & Credit Lines
Planning a large purchase or consolidating debt? We have competitive rates on personal loans and flexible lines of credit!
Learn MoreCompetitive rates on personal, auto, home improvement, debt consolidation loans and more.
Enjoy flexible, easy access to cash when you need it most. Select from several, flexible options.
Get extra purchasing power and cash when you need it with a basic, revolving line of credit.
Fund home improvements, consolidate debt or other expenses with this secured line of credit.
For higher income individuals, extra spending flexibility and payment options you’ll love.
When it comes to making your loan payment you have several free and easy options.
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Mortgages
Mortgages
Competitive rates for home mortgages, construction loans, refinancing and more.
Learn MoreCompetitive mortgage rates with online application, fast processing, local decisioning and personal support.
Leverage your home equity to help fund home projects, gain more favorable rate and terms or consolidate debt.
First PREMIER Bank specializes in jumbo loans with competitive mortgage rates and fees.
Apply for a mortgage online today and receive fast processing, online status reporting and personal support.
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Investing
Investing
Simple-to-complex investing, financial and retirement planning and investment management for investors at any life stage.
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Wealth Management
Wealth Management
Private banking, hands-on financial and investment planning, portfolio management, estate planning and personal trust services.
Learn MoreProtect your assets and provide for the people and causes you care most about with an estate plan or personal trust.
Learn about the unique opportunities and benefits realized by establishing your trust in the state of South Dakota.
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Students & Parents
Students & Parents
Explore our unique offerings for students and parents. From college checking accounts to paid internships and scholarships.
Learn MoreShow your school pride with a Dakota State University or University of South Dakota branded First PREMIER Bank Debit Mastercard®.
Undergraduate and Graduate Student Loan options through our partner, Ascent. No application fee and flexible repayment options.
Personal Financial Management
Track Spending. Create Budgets.
With our free online and mobile financial tools, you can create a personalized budget, track your spending, income and more. Plus, you can securely connect other bank and credit card accounts for the full picture of your finances and debt management.
Easy to Use
- Categorize checks and debit card transactions
- Identify spending trends
- Visually track monthly and yearly spending
- Build a budget based on real spending
- Manage debt with visual paydown plan
- Connect other accounts to get full picture
Get Started
- Sign in or enroll in Online or Mobile Banking
- Look for Financial Tools above your account information
- To link accounts, click on the “Link Account” button
- To categorize, go to account information and click on a transaction
Frequently Asked Questions
What types of accounts can I add to my Financial Management Tool?
You can link checking and savings accounts, investments, credit cards, loans, or other lines of credit from almost any financial institution. These accounts will automatically update every time you visit the feature in Online Banking.
How can I monitor my spending with my Financial Management Tool?
The color-coded spending wheel makes it easy for you to quickly identify your biggest expenses, as well as dive into the smallest details. Select a piece of the wheel to see how much you spent in each category.
How can I create a budget?
Add your accounts from other institutions to your Financial Management Tool and choose the option to auto generate a budget, based on your past spending. The more complete your spending history, the more accurate and helpful your initial budget will be. Big bubbles represent a larger portion of your monthly budget, and red bubbles have exceeded their monthly allowance. Budgets will calculate your average monthly spending in each category.
Is there a fee to use my Financial Management Tool?
There are no fees associated with utilizing the Financial Management Tool.
How can I access my Financial Management Tool?
You must be enrolled in Online Banking or Mobile Banking to access the Financial Tools. When you access your account online, you can link your accounts in the Navigation bar at the top. When accessing your account on the mobile app, Financial Tools can be found in the menu bar along the bottom.
Personal Finance Manager
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Help & Contact
Legal Notices
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Equal Housing Lender